Car accident is based on the others drivers fault if your if
their negligence cause the accident they reliable for your damages
Damages can be
1. Personal injuries
2. Property damage
3. Negligence and damages
if you win your claim you must show in your case the other
drivers mistake. His negligence is caused you damage. if you don’t have a
damages then you don’t have a claim it is no matter that how much angry with
the other driver. You are injured or your property is damage or not you will
not claim to the driver.
It is the best if you have camera mobile first you have to
take a picture of other drivers license plate and the area where incident
happened and the third one is to take a picture of each vehicle.
You also know that the insurance policy is very strict and
they also like to do question you about your damages.
Claim compensation process:
If you were injured
in an accident, at a home or building or anywhere you must contact insurance
company within 24 hour. If you are not at a fault and you have to provide
information about the accidents. And the insurance company will investigate you
about your claim. And they may be ask about the witness and they also ask about
the photo the area where you targeted after that you will be check by independent doctor who
takes from the insured company .the
claim is adjusted after inspection of your damages of your property. After check
the claim they will provide you the cheque if you are not satisfy from the
money and damages. If you believe that the amount is very less and your damage
is very big then you can appeal to the insurance company. An appeal required to
submit some additional examination and they also required more evidence.
Rejection compensation process:
There are many reasons that your claims is rejected for
example you may wait a lot and also failed to submit the independent medical officer.
There is another type of accident where you cannot involved where may not
covered in your insurance plan.
Amount of insurance
claims:
it is very difficult to take pace
of money on the discomfort and affected a personal occurrence after being
pained. These companies have formulas to the check the non-monetary losses, the
loss are not very big and it’s a minor then they will multiply 1.5 or 2 determined
about the money of special losses. And if the injuries is very severe and they
not able to move then the company multiply 5 or 10 if the inquiries are
extremely harmful.
Summarize the whole debate that
there is no difficulty to know claim procedure if you are the victim of these
things then you will be able to take money from insurance company if you fake
then there is no way to take money from the insurance company. And it will be
the great loss of the insurance companies emploeyess.